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You are here: Home / Grant Duration>2 Years / 2025 Safeguarding Tomorrow through Ongoing Risk Mitigation Revolving Loan Fund Program

2025 Safeguarding Tomorrow through Ongoing Risk Mitigation Revolving Loan Fund Program

Dated: January 16, 2025

The Safeguarding Tomorrow RLF program aims to capitalize or recapitalize entity-established revolving loan funds that will provide low-interest loans to local governments most in need of financing assistance to complete hazard mitigation projects and activities.

Donor Name: Department of Homeland Security

State: All States

County: All Counties

Type of Grant: Grant

Deadline: 09/30/2025

Size of the Grant: More than $1 million

Grant Duration: 2 Years

Details:

The program will reduce risks from natural hazards for homeowners, businesses, nonprofit organizations, and communities in order to decrease the loss of life and property, the cost of insurance, and federal disaster payments.

FEMA’s primary priority for the Safeguarding Tomorrow RLF program is to capitalize entity revolving loan funds that will provide local governments most in need of financing assistance with low-interest loans to finance hazard mitigation projects in their entirety, or the non-federal cost share requirement for other FEMA HMA or Stafford Act mitigation grants. Other priorities include collaborating with participating entities to understand programmatic capacity and capability needs; supporting community-driven decision making; promoting equity in the distribution of loan funds; and supporting the delivery of innovative and transformational hazard mitigation projects addressing the priorities established in 42 U.S.C. § 5135(d)(3).

Funding Information

  • Estimated Total Program Funding: $178,024,690
  • Award Floor: $5,100,000.

Grant Period

24 months.

Eligible Projects 

Entities will use Safeguarding Tomorrow RLF program grants to establish and administer revolving loan funds to provide loans for projects and activities that mitigate the impacts of natural hazards. Eligible projects and activities for loan funding include but are not limited to construction or modification of natural or built infrastructure to increase resilience, building code adoption and enforcement, local zoning and land use planning changes encouraging low-impact development or watershed level planning, and developing local hazard mitigation plans.

Eligibility Criteria 

  • Native American tribal governments (Federally recognized)
  • State governments
  • Additional Information on Eligibility: District of Columbia, U.S. Territories.

For more information, visit Grants.gov.

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