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You are here: Home / Grant Duration>Grant Duration Not Mentioned / Pennsylvania: Fresh Food Financing Initiative

Pennsylvania: Fresh Food Financing Initiative

Dated: September 10, 2024

A statewide public-private financing program administered by The Food Trust, PAFFFI helps business owners open or expand healthy grocery outlets in communities throughout the commonwealth.

Donor Name: The Food Trust

State: Pennsylvania

County: All Counties

Type of Grant: Grant

Deadline: (mm/dd/yyyy) 11/01/2024

Size of the Grant: $100,000 to $500,000

Grant Duration: Grant Duration Not Mentioned

Details:

The Pennsylvania Fresh Food Financing Initiative (PA FFFI) is a statewide public-private financing program that invests in new or expanding grocery stores and other healthy food retail outlets in communities throughout Pennsylvania. The PA FFFI provides one-time grants and loans to food retailers in order to increase access to healthy, affordable grocery food options and to improve economic opportunities for under-resourced communities across the commonwealth. 

Program Objectives

  • contribute to better health outcomes by improving access to fresh foods; 
  • stimulate investment of private capital in low- to moderate-income communities; 
  • remove financing obstacles and operating barriers for grocery stores and other healthy food retail in lower-income communities; 
  • strengthen the local food system and increase market opportunities for PA farmers; 
  • support the creation and preservation of quality, living wage jobs; and 
  • create and retain a qualified workforce.

Overseen by the Pennsylvania Department of Community and Economic Development (DCED), the PA FFFI is administered by The Food Trust in partnership with Pennsylvania-based community development financial institutions (CDFIs).

Funding Information

Most projects qualify for up to $50,000 in funding, and high-impact projects can qualify for up to $150,000.

Eligible Use of Funds 

An eligible use for financing includes any of the following: 

  • Predevelopment costs 
  • Land assembly, including demolition and environmental remediation 
  • Site development 
  • Business/technical assistance 
  • Land acquisition 
  • Infrastructure improvement, including renovation, new construction or adaptive reuse
  • Equipment purchases that improve the availability and quality of store offerings 
  • Marketing or innovative food access technology that assists the healthy food access efforts of an existing or new grocery store 

In order to be considered for funding, projects MUST:

  • Improve food access for low- to moderate-income shoppers in places where there is not currently adequate access 
  • Sell a variety of affordable, high quality fresh produce, or a combination of fresh produce and other healthy grocery items, such as whole grains, dairy, fresh meat and other proteins. 
  • Accept or demonstrate plans to accept SNAP and/or WIC to the maximum extent possible (or have connection to retailers that will accept them) 
  • Demonstrate a path to profitability/financial sustainability 
  • Apply with a defined location, service area, or customer base 
  • Operate and provide service in Pennsylvania 
  • Demonstrate strong engagement and support from local residents and a commitment to providing a positive economic and social impact to the local community. 
  • Include an experienced manager on the team, with experience managing a similar healthy food project 
  • Serve customers that live in a low-to moderate-income (LMI) area, by locating in an LMI census tract or demonstrating that a significant number of customers reside in LMI areas

Prioritization will be given to projects that: 

  • Are located in historically disinvested or economically depressed areas of Pennsylvania 
  • Are new or expanding grocery stores or other healthy food retail outlets 
  • Have a demonstrated history of including local communities and customers into its operations and business development 
  • Source and sell food that is grown, raised, or harvested in Pennsylvania 
  • Hire employees from the surrounding neighborhoods
  • Pay living wages (Please refer to the MIT Living Wage Calculator for your region) 
  • Provide customer access to business through means of public transportation, if available 
  • Align with existing plans and goals of the local government and community residents 
  • Promote supplier diversity and where possible, increase business opportunities for Minority Business Enterprises, Women Business Enterprises, Service-Disabled Veteran Business Enterprises, Veteran Business Enterprises, Lesbian, Gay, Bisexual, and Transgender Business Enterprises; and Disability-Owned Business Enterprises

Eligibility Criteria

Applicants may be for-profit, nonprofit, or cooperative entities. Eligible projects include the development, renovation and expansion of: 

  • Grocery stores, supermarkets, corner stores/bodegas, food hubs, mobile markets, co-ops, farmers markets, and food aggregation, processing centers or wholesalers/distributors with a direct connection to direct-to-consumer retail outlets.

For more information, visit The Food Trust.

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